Re: 'The most inefficient and disastrous bank I have ever dealt with’

Re: 'The most inefficient and disastrous bank I have ever dealt with’: Tesco Bank have just implemented a superb scam on their brand-new online banking system.

You first have to get past the most unbelievable online security system I've ever seen. Try it - you won't know whether to laugh hysterically or cry uncontrollably.

Now to the scan. My Tesco Clubcard account has been transferred over as a Clubcard with Overdraft account. I never asked for this so assume they're doing it for everyone. "Pretty irresponsible, almost encouraging people to fall into debt" I hear you all saying. But here's the genius part from Tesco. When they show you your account balance they INCLUDE the overdraft facility. So if say your actual balance is £153 and you have a permitted overdraft of £500, then your actual balance is shown as £653.

Cue thousands of Tesco customers going out and spending money they thought they had but didn't, only to then get hit with overdraft charges. As they say, "every little helps....."

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